Are Banks Open on the 4th of July? (UPDATED)

July 4th is American Independence Day, and most businesses will be closed on Monday, July 4th, to honor the occasion. Residents of all towns and cities are expected to celebrate Independence Day with barbecues, fireworks, and patriotic attire.

One hundred and twenty-five years ago in 1776, a historic day marked the founding of the United States after the famous leaders of 13 North American colonies who had been dominated by Great Britain took the lead in the political liberation of those 13 colonies from Great Britain.

In our piece today, we’ll look into whether banks will be open on July 4th (2022 Independence Day) to conduct business. Continue reading!

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Are Banks Open on the 4th of July?

Most US financial institutions follow the holidays set by the Federal Reserve System. The Fourth of July is a federal holiday in the United States and a Bank Holiday, meaning that all federal government offices and banks in the country will be closed.

Banks listed here will be closed for business on Monday, 4th July, and will reopen on the 5th.

  • Bank of America
  • BB&T
  • BBVA
  • BMO Harris Bank
  • Citigroup
  • Chase
  • Citizens Bank
  • City National Bank
  • First-Citizens Bank
  • HSBC
  • Huntington
  • JP Morgan
  • KeyBank
  • M&T Bank
  • Northern Trust
  • PNC Bank
  • Regions
  • Santander Bank
  • SunTrust
  • TD Bank
  • The Bank of New York Mellon
  • Union Bank
  • U.S. Bank
  • Wells Fargo
  • Westfield Bank
  • Zions Bank

If your bank branch is not on the above list, we recommend checking with them to see if they are open before heading to the bank.

ATM, Mobile, and Online Banking

However, the banks’ digital tools including internet banking, as well as ATMs, will continue to operate. Mobile and online banking solutions are available to citizens who want to transfer money from the comfort of their own homes 24 hours a day, seven days a week.

Are Banks Open on the 4th of July - ATM, Mobile, and Online Banking
Are Banks Open on the 4th of July – ATM, Mobile, and Online Banking

In order to check your balance, wire money, and perform other banking-related activities, many banks provide apps available on Google Play Store or Apple Store. Several ATMs offer the opportunity to deposit checks as well.

Bank websites and other digital media tools generally require registration before July 4th in order for customers to access them. Do not hesitate to visit your local branch and activate the facility if necessary.

Is the US Stock Market open?

US major exchanges will be closed on Monday, including the New York Stock Exchange (NYSE), Chicago Board Options Exchange (CBOE), and Nasdaq.

Are Post Offices Working?

This year, the United States Postal Service recognizes the Fourth of July as one of ten recognized federal holidays. This year’s 4th of July mail and parcels will not be delivered by the US Postal Service. The 4th of July will not be accepted as a delivery day by FedEx or UPS unless it is absolutely necessary, as these companies operate on their own schedules during these times. Stay tuned with us only on Lee Daily

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